Individual Health Insurance

Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an Insurance Carrier (insurer) and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). The premium is normally paid monthly, but sometimes quarterly or annually.

An Individual policy can include the family and legal dependents of the Insured Person in one policy. However, it may better fit your family needs to have separate policies on some individuals.

We have several links to helpful information:
Consumer Tips
The Different Types of Health Insurance Plans
Explains Insurance Plans (some are not really insurance)
Saving Money on Health Insurance
Glossary and FAQS
Often give slightly different explanations of terms and situations

The goal at McClish Insurance Agency is to provide the very best in free consulting services to assist you in making an informed decision on your health coverage. You can complete the quote information on this site, but it will just give you a quote on our more popular plans. By taking advantage of our personal service, we provide customized quotes better suited to your needs.